Recently Answered Questions
Asked By Missjanet on October 14, 2013
Subject: Engineered flood vents
I've had a hard time getting any information about how my home's elevation will be determined. I have a elevation certificate that says my crawl space is around 4 feet & my first floor is 7+ feet. According to what I've read, if you do not have engineered flood vents no more than one foot above ground level of your home, the flood insurance company will use the base of your crawl space as your home's elevation level. I have flood vents that are more than a foot below ground level though.
My home did not flood inside, we missed it by one inch. Our property got 33 inches of water. Still, according to what I've heard, I'm in trouble flood insurance wise if they go by the elevation level of my crawl space floor rather than my first floor elevation.
I am in Beach Haven. Although our BFE is now 8, my neighbor was told by the construction dept. that they want homes to use the 9 ft. BFE, they're not accepting the 8 ft. level.
My insurance company has no clue - I've spoken with them. And they apparently don't have a copy of my Elevation Certificate, neither does my insurance company, Selective. I am not furnishing this one to them as I fear it will only hurt us costwise.
Last flood insurance renewal was March 1st & cost $1900 for $250K on house with $5K deductible, $50K on contents with $5K deductible.
Has anyone heard of this "engineered flood vent" issue? If this would mean my home would be cheaper to insure, I'd look into having them installed although it would mean trusting someone to cut into our cinderblock foundation to create them. We do not really want to raise the house - we didn't get flooded during Sandy & I'd like to be optimistic & think a storm of this magnitude won't happen again soon.
House is our primary home but we did not get any of the funding out there for raising a house. It would all be on us & I'm not in any rush to do this if we could keep affordable flood rates by installing vents.
Sorry this is so long - this whole flood insurance situation has my head spinning since it's so difficult to get information from any source. Thanks.
To Respond or to View the Question with all answers, Click HereMost Recent Answer Submitted By CharlesJuh on August 21, 2017
Asked By traylady on June 23, 2010
Subject: Greenhead season
Is there a typical season for greenheads? I know they can arrive at any time, but are they more common during the beginning/end of July or August? Thanks!
To Respond or to View the Question with all answers, Click HereMost Recent Answer Submitted By Denise on August 21, 2017
Question, where can you buy Avon's skin so soft on LBI?
Asked By Pat on February 5, 2013
Subject: Bar name
What was the name of the bar that is now Nardi's in the early 1970's?
To Respond or to View the Question with all answers, Click HereMost Recent Answer Submitted By Kjb1053 on August 17, 2017
Is elvis playing on LBI THIS WEEK END
Asked By Erica on August 10, 2017
Subject: Is LBI Dog friendly>
HI. Are there dog friendly beaches and places to visit in LBI?
To Respond or to View the Question with all answers, Click HereMost Recent Answer Submitted By Mary on August 17, 2017
My kids alway ate dog poo and they survived.
Asked By Sandy on March 30, 2017
Subject: Property values
I noticed price drops in most properties and long listing periods. Has the market peaked, or is it a n decline on the island? Have people been having problems selling their homes?
To Respond or to View the Question with all answers, Click HereMost Recent Answer Submitted By jimmy on August 12, 2017
yes it's horrible. sold my multilevel for four dollars and it was SO difficult.